Comments for PWJohnson Wealth Management Blog http://blog.pwjohnson.com Personal Finance in an Age of Change Fri, 04 Nov 2011 21:41:26 +0000 hourly 1 http://wordpress.org/?v=3.2.1 Comment on What Hewlett-Packard Retirees Can Teach Us by admin http://blog.pwjohnson.com/?p=419&cpage=1#comment-51 admin Fri, 04 Nov 2011 21:41:26 +0000 http://blog.pwjohnson.com/?p=419#comment-51 Thank you! We're glad we were able to help! Thank you! We’re glad we were able to help!

]]> Comment on What Hewlett-Packard Retirees Can Teach Us by Jim Medeiros http://blog.pwjohnson.com/?p=419&cpage=1#comment-36 Jim Medeiros Thu, 15 Sep 2011 23:52:27 +0000 http://blog.pwjohnson.com/?p=419#comment-36 I came to you guys when my wife and I did a living trust. Our attorney was most concern with my having everything - 401K, personal portifolio all in HP stock. He mentioned what had happened at IBM some years earlier and suggested I speak to a financial adviser. I thank GOD we did. I came to you guys when my wife and I did a living trust. Our attorney was most concern with my having everything – 401K, personal portifolio all in HP stock. He mentioned what had happened at IBM some years earlier and suggested I speak to a financial adviser.

I thank GOD we did.

]]> Comment on Is A College Degree Still Worth It? by admin http://blog.pwjohnson.com/?p=370&cpage=1#comment-25 admin Mon, 06 Jun 2011 16:46:58 +0000 http://blog.pwjohnson.com/?p=370#comment-25 John, you're quite right. If you can get a better "price" on your child's education, you can improve the ROI. John, you’re quite right. If you can get a better “price” on your child’s education, you can improve the ROI.

]]> Comment on Is A College Degree Still Worth It? by John Jensen http://blog.pwjohnson.com/?p=370&cpage=1#comment-14 John Jensen Fri, 20 May 2011 23:00:32 +0000 http://blog.pwjohnson.com/?p=370#comment-14 Great topic and I wholly endorse the practice of looking at the ROI of higher education. However, thing that my wife and I have found out is that those tuition numbers are like "rack rates" for hotel rooms. There are so many factors that can bring that number down. Some of the factors that we have seen bring the numbers down are scholarships, grants, and RA positions. So while there is the posted price that can be used for comparison the numbers are often driven down for those who wish to put forth some reasonable effort. And I am sure not all colleges and universities generosity is proportional to their posted tuitions. Great topic and I wholly endorse the practice of looking at the ROI of higher education. However, thing that my wife and I have found out is that those tuition numbers are like “rack rates” for hotel rooms. There are so many factors that can bring that number down. Some of the factors that we have seen bring the numbers down are scholarships, grants, and RA positions. So while there is the posted price that can be used for comparison the numbers are often driven down for those who wish to put forth some reasonable effort. And I am sure not all colleges and universities generosity is proportional to their posted tuitions.

]]> Comment on What’s a Safe Withdrawal Rate in Retirement? by Mary Lou Reid http://blog.pwjohnson.com/?p=186&cpage=1#comment-7 Mary Lou Reid Mon, 19 Jul 2010 21:37:42 +0000 http://blog.pwjohnson.com/?p=186#comment-7 Interesting to see that 4% still works. Interesting to see that 4% still works.

]]> Comment on What’s a Safe Withdrawal Rate in Retirement? by Grant http://blog.pwjohnson.com/?p=186&cpage=1#comment-6 Grant Tue, 08 Jun 2010 13:38:19 +0000 http://blog.pwjohnson.com/?p=186#comment-6 Excellent introduction to a very important topic. Excellent introduction to a very important topic.

]]> Comment on What’s in the New Healthcare Law? by admin http://blog.pwjohnson.com/?p=156&cpage=1#comment-4 admin Mon, 17 May 2010 22:24:26 +0000 http://blog.pwjohnson.com/?p=156#comment-4 According to the IRS, it makes no difference whether or not you already have a plan in place. Eligibility is based on the amount of coverage, company size, and average annual wages. More details can be found in the IRS press release http://www.irs.gov/newsroom/article/0,,id=221511,00.html. According to the IRS, it makes no difference whether or not you already have a plan in place. Eligibility is based on the amount of coverage, company size, and average annual wages. More details can be found in the IRS press release http://www.irs.gov/newsroom/article/0,,id=221511,00.html.

]]> Comment on What’s in the New Healthcare Law? by Sam Harding http://blog.pwjohnson.com/?p=156&cpage=1#comment-3 Sam Harding Mon, 17 May 2010 20:52:02 +0000 http://blog.pwjohnson.com/?p=156#comment-3 Does the small business tax credit apply only to new set up of a plan or does it cover adding participant's to an existing plan? Does the small business tax credit apply only to new set up of a plan or does it cover adding participant’s to an existing plan?

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